Jammu and Kashmir Bank has opened one of the biggest banking recruitment drives in the region this year. The bank is hiring for 1,397 posts of Probationary Officer (PO) and Banking Associate (Clerk) across Jammu and Kashmir and Ladakh, and the online application window is already open. Graduates who hold a domicile of either Union Territory can apply through the bank’s official website, jkb.bank.in, till 26 November 2026.
The notification was released on 6 November 2026, and applications began the next day. With the last date less than three weeks away, candidates who are planning to apply should not wait till the final days, when the portal usually slows down under heavy traffic.
1,397 vacancies: how the posts are divided
The recruitment covers two posts, and the bank has issued four separate notifications, one for each post in each Union Territory. The split is:
- Probationary Officer (PO): 343 posts, 323 in Jammu and Kashmir and 20 in Ladakh
- Banking Associate (Clerk): 1,054 posts, 1,033 in Jammu and Kashmir and 21 in Ladakh
- Total: 1,397 posts, 1,356 in Jammu and Kashmir and 41 in Ladakh
Candidates must apply under the notification that matches their domicile. A Jammu and Kashmir domicile holder cannot apply under the Ladakh notification, and vice versa. A valid domicile certificate from the competent authority will be checked before appointment.
Who can apply
The eligibility conditions are straightforward. A graduation degree in any discipline from a recognised university is enough for both posts, and candidates must have a valid mark sheet or degree certificate proving graduation by 26 November 2026, the last date of registration.
The age limit is 20 to 30 years as on 1 January 2026, which means candidates must have been born between 1 January 1996 and 1 January 2006. Age relaxation applies as per the rules of the respective Union Territory, including 5 years for SC and ST candidates and 10 years for persons with benchmark disabilities. For the Ladakh PO recruitment, there is also a one-time additional relaxation of five years under a specified government order.
Application fee and important dates
The application fee has to be paid online between 7 and 26 November 2026, and registration is complete only after successful fee payment. The fee is:
- Banking Associate: Rs 600 for SC, ST, SEBC, PwBD and ex-servicemen; Rs 800 for all others
- Probationary Officer: Rs 1,000 for SC, ST, SEBC and PwBD candidates; Rs 1,200 for all others
The amounts are exclusive of GST, and the fee is non-refundable. Key dates at a glance:
- Notification released: 6 November 2026
- Online application starts: 7 November 2026
- Last date to apply and pay the fee: 26 November 2026
- Exam dates: to be announced separately
How the selection works
The Institute of Banking Personnel Selection (IBPS) will conduct the online examinations. The process is different for the two posts.
Banking Associate candidates will appear for a single online examination of 100 objective questions carrying 100 marks, to be finished in 60 minutes. The paper has three sections: English Language (30 questions), Quantitative Aptitude (35 questions) and Reasoning Ability (35 questions).
Probationary Officer candidates face a longer route: a preliminary examination, a mains examination and an interview. The prelims follow the same 100-question, 100-mark, 60-minute pattern as the clerk exam, with minimum aggregate qualifying marks of 40% for general category candidates and 35% for reserved category candidates. Candidates shortlisted from prelims, up to ten times the number of vacancies in each category, will appear for mains, and those shortlisted from mains, up to three times the vacancies, will be called for interview.
There is negative marking in the objective tests: one-fourth of the marks assigned to a question will be deducted for each wrong answer.
What selected candidates should know
Selected candidates must remain posted in their initially allotted zone for at least five years, as specified in the notification, so applicants should be ready for a posting anywhere in their Union Territory. The bank has not yet announced the examination dates, and the admit card, exam schedule and result dates will be notified separately through the Careers section of jkb.bank.in.
For a region where government bank jobs draw lakhs of applications, this is a rare window: 1,397 posts in a single drive, with a clear graduation-only eligibility bar and no prior banking experience required. Candidates should read the notification for their own post and domicile carefully before filling the form, keep their photograph, signature, thumb impression and handwritten declaration ready, and complete the application well before 26 November.
FAQs
How many vacancies are there in J&K Bank Recruitment 2026?
There are 1,397 vacancies in total: 343 Probationary Officer posts and 1,054 Banking Associate (Clerk) posts across Jammu and Kashmir and Ladakh.
What is the last date to apply for J&K Bank Recruitment 2026?
The last date to apply online and pay the fee is 26 November 2026. Applications opened on 7 November 2026.
Who can apply for J&K Bank PO and Clerk posts?
Graduates in any discipline aged 20 to 30 years as on 1 January 2026 can apply, but only if they hold a domicile of Jammu and Kashmir or Ladakh, matching the notification they apply under.
What is the application fee?
For Banking Associate posts, the fee is Rs 600 for reserved categories and Rs 800 for others. For Probationary Officer posts, it is Rs 1,000 for reserved categories and Rs 1,200 for others, plus GST.
Where can I apply for J&K Bank Recruitment 2026?
Apply online through the official website, jkb.bank.in, under the Careers section. The online examinations will be conducted by IBPS.
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